Boat Insurance

When's the last time you reviewed your boat insurance policy? Let's take a few minutes to make sure you're covered for everything and have the most affordable boat insurance rates.

Boatowners Insurance in Nampa, ID

Boatowners insurance, provided by Wilkins Insurance in Nampa, ID, offers essential protection for boat owners in the local community and beyond. Boating is a cherished pastime and an investment worth safeguarding, and that's where our dedicated insurance solutions come into play. Whether you enjoy leisurely cruises, fishing expeditions, or water sports, having the right boatowners insurance coverage ensures that you're prepared for unforeseen events on the water. At Wilkins Insurance, we understand the unique risks associated with boating, and we're committed to offering tailored insurance policies that provide peace of mind to boating enthusiasts.

Our boatowners insurance coverage in Nampa, ID 83651 encompasses a range of protections, including coverage for physical damage to your boat, liability coverage for bodily injury or property damage to others, coverage for medical payments, and more. Each boatowners insurance policy is customized to fit the specific needs of boat owners, considering factors like the type of boat, its value, and the intended usage. Whether you have a small pleasure craft or a larger vessel, Wilkins Insurance is here to guide you through the process of selecting the right boatowners insurance policy for your needs. To learn more about our comprehensive boatowners insurance options and how they can provide you with peace of mind while out on the water, feel free to reach out to us at (208) 602-1961.​

Boating Insurance Coverages

  • Liability Coverage - pays for injuries and property damage to others as a result of a covered accident in which you are found to be legally liable. This may include pollution liability and wreckage removal depending on your policy.
  • Collision Coverage - pays for damages to your boat, motor, trolling motor, trailer along with the permanent and some portable boating equipment as a result of a covered accident with another boat or object.
  • Comprehensive Coverage - covers damages to your boat, motor, trolling motor, trailer and some permanent and portable boating equipment that are the result of events other than collision. For example, this can include damage from fire, theft or storms.
  • Uninsured or Underinsured Boater Coverage - Covers the insured for damages and bodily injury that you and any passenger of your boat sustain if injured in a covered accident involving an uninsured or underinsured boater and also in some cases a hit-and-run boater.
  • Medical Payments - Cover medical expenses for the treatment of injuries that are incurred by you or your boat passengers while operating or occupying your boat.
  • On-Water Towing and Labor Coverage - This coverage option pays for towing expenses and other emergency services up to pre-defined limits in the event your boat becomes disabled on the water.
  • Fishing Equipment Coverage - Specific coverage to help pay for damage to fishing equipment while on your insured boat or while being carried onto or off of your insured boat.
  • Personal Effects Coverage - pays replacement cost for damages or losses of your personal property while onboard or while being carried onto or off of your insured boat.

    Contact us to learn more about the right boat insurance for you.
(208) 602-1961
1003 7th St S
Nampa, ID 83651​
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